Finance tool
Tax Credit & Incentives Estimator
The 30% federal homeowner credit ended December 31, 2025. This estimator applies the correct rule for your install year and nets in state incentives you enter from DSIRE.
The federal Residential Clean Energy Credit ended for expenditures after December 31, 2025. Homeowner purchases in 2026 receive no federal credit — remaining incentives are state and utility programs (check DSIRE). Leased systems are different: the leasing company may still claim the separate commercial credit, which is one reason 2026 lease offers can look aggressive.
Context
The full story — who can still claim for 2025 installs, the Form 5695 mechanics, and the lease-market asymmetry — is in our 2026 federal credit guide. Sources: IRS Form 5695, DOE homeowner's guide, DSIRE. If solar interacts with a bigger tax or retirement picture, consider a financial advisor via AdvisorWorld as one resource among these.