Defined term
Amount financed
Amount financed is the net amount of credit extended for the consumer's use as calculated under the applicable credit-disclosure rule.
Also known as Regulation Z amount financed
economics · Concept code GS-CONCEPT-079 · Last verified August 20, 2026
Evidence through 2024-08-07 · 1 source has no source-event date
Content modified 2026-08-20
Definition and boundaries
Definition
Amount financed is the net amount of credit extended for the consumer's use as calculated under the applicable credit-disclosure rule.
Applicable jurisdiction: US federal disclosure context; applicability is transaction-specific
Definition claim verification: Verified August 20, 2026
In plain language
Use Amount financed only after the cash-flow perspective, timing, contract structure, included costs, and omitted items are made explicit.
What it is not
It is not automatically the same as loan principal, cash price, or the amount paid to the solar installer.
Decision context
Why it matters
Read the actual disclosure because amount financed can differ from cash price, contractual note amount, proceeds, principal shorthand, and total of payments.
Applicable jurisdiction: US federal disclosure context; applicability is transaction-specific
Decision-context claim verification: Verified August 20, 2026
Information boundary
This page provides general educational context, not a site design, production guarantee, utility determination, contract interpretation, legal opinion, tax conclusion, or individualized financial advice. Verify property, equipment, utility, jurisdiction, program, and agreement details before acting.
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Primary topic: Finance
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Primary sources
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026
- Consumer Financial Protection Bureau: 12 CFR 1026.18 — Content of disclosures
Revision 12 CFR 1026.18(b); current electronic regulation and official interpretation · Source event date not provided · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026