Defined term
Secured solar loan
A secured solar loan is credit used for a solar purchase that is backed by a security interest or lien in identified property under the agreement and applicable law.
Also known as collateralized solar loan
economics · Concept code GS-CONCEPT-083 · Last verified August 20, 2026
Evidence through 2024-08-07 · 1 source has no source-event date
Content modified 2026-08-20
Definition and boundaries
Definition
A secured solar loan is credit used for a solar purchase that is backed by a security interest or lien in identified property under the agreement and applicable law.
Applicable jurisdiction: US; contract and state-law treatment vary
Definition claim verification: Verified August 20, 2026
In plain language
Use Secured solar loan only after the cash-flow perspective, timing, contract structure, included costs, and omitted items are made explicit.
What it is not
It is not defined by a low interest rate, and the word solar does not establish what property secures the obligation.
Decision context
Why it matters
Identify the collateral, filing, priority, remedies, transfer, insurance, release, default, and whether real property or only system equipment is involved.
Applicable jurisdiction: US; contract and state-law treatment vary
Decision-context claim verification: Verified August 20, 2026
Information boundary
This page provides general educational context, not a site design, production guarantee, utility determination, contract interpretation, legal opinion, tax conclusion, or individualized financial advice. Verify property, equipment, utility, jurisdiction, program, and agreement details before acting.
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Learning navigation
Primary topic: Finance
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Primary sources
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026
- California Public Utilities Commission: Solar Consumer Protection Guide
Revision Guide Version 4 (2025) · Source event date not provided · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026