Defined term
Secured solar loan
A secured solar loan is credit used for a solar purchase that is backed by a security interest or lien in identified property under the agreement and applicable law.
Also known as collateralized solar loan
economics · Concept code GS-CONCEPT-083 · Last verified September 29, 2026
Evidence through 2024-08-07 · 0 sources have no source-event date
Content modified 2026-09-29
Definition and boundaries
Definition
A secured solar loan is credit used for a solar purchase that is backed by a security interest or lien in identified property under the agreement and applicable law.
Review confirmed · Review due October 29, 2026
The previous review deadline was September 19, 2026. The missed interval remains unverified; the current review does not establish historical coverage.
The cited evidence supports this statement within the source’s stated scope. Its jurisdiction and source-event date limit its applicability to a particular project.
Applicable jurisdiction: US; contract and state-law treatment vary
Definition claim verification: Verified September 29, 2026
In plain language
Use Secured solar loan only after the cash-flow perspective, timing, contract structure, included costs, and omitted items are made explicit.
What it is not
It is not defined by a low interest rate, and the word solar does not establish what property secures the obligation.
Decision context
Why it matters
Check what property secures the solar loan and what happens if the home is sold before the loan is paid off. The CFPB describes panel liens and notes that a home sale may involve an approved loan assumption or paying off the remaining loan balance.
Review confirmed · Review due October 29, 2026
The previous review deadline was September 19, 2026. The missed interval remains unverified; the current review does not establish historical coverage.
The cited evidence supports this statement within the source’s stated scope. Its jurisdiction and source-event date limit its applicability to a particular project.
Applicable jurisdiction: US; contract and state-law treatment vary
Decision-context claim verification: Verified September 29, 2026
Information boundary
This page provides general educational context, not a site design, production guarantee, utility determination, contract interpretation, legal opinion, tax conclusion, or individualized financial advice. Verify property, equipment, utility, jurisdiction, program, and agreement details before acting.
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Learning navigation
Primary topic: Finance
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Primary sources
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed September 29, 2026 · Ontology verified September 29, 2026