Defined term
Solar-loan dealer fee
Solar-loan dealer fee is an industry term used for a financing-related upfront fee or markup in some solar-specific loan programs that may be reflected in the financed system price or contractual principal/note amount.
Also known as solar financing dealer fee
economics · Concept code GS-CONCEPT-021 · Last verified August 20, 2026
Evidence through 2024-08-07 · 3 sources have no source-event date
Content modified 2026-09-29
Definition and boundaries
Definition
Solar-loan dealer fee is an industry term used for a financing-related upfront fee or markup in some solar-specific loan programs that may be reflected in the financed system price or contractual principal/note amount.
Review confirmed · Review due August 20, 2027
Applicable jurisdiction: US; terminology and transaction treatment vary
Definition claim verification: Verified August 20, 2026
In plain language
Ask for cash and financed prices for the same scope and inspect the contract and applicable disclosures. The term describes some financing arrangements, not every solar loan.
What it is not
It is not every installer markup, it is not automatically hidden or unlawful, and its treatment as a finance charge or in APR cannot be decided without the agreement and applicable rules.
Decision context
Why it matters
Terminology and legal treatment vary. Not every solar loan has a dealer fee, not every installer markup is a dealer fee, and a fee must not be described as hidden or unlawful without transaction-specific evidence. APR treatment depends on the agreement and the applicable finance-charge rules.
Review confirmed · Review due October 29, 2026
The previous review deadline was September 19, 2026. The missed interval remains unverified; the current review does not establish historical coverage.
The cited evidence supports this statement within the source’s stated scope. Its jurisdiction and source-event date limit its applicability to a particular project.
Applicable jurisdiction: US; federal credit-disclosure treatment is transaction-specific
Decision-context claim verification: Verified September 29, 2026
Information boundary
This definition is general educational information, not individualized financial or legal advice. Contract terms, disclosures, incentives, and electricity-sale rules require transaction- and jurisdiction-specific review.
Selector-derived public graph
Learning navigation
Primary topic: Finance
Broader topic
No public concepts recorded.
More specific topics
No public concepts recorded.
Related topics
- Residential solar installed pricePublished conceptA fee may change the financed quote relative to installed or cash price
- Solar loanPublished conceptThe loan agreement and disclosures govern transaction-specific treatment
Learn first
No public concepts recorded.
Builds toward
No public concepts recorded.
Primary sources
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed September 29, 2026 · Ontology verified September 29, 2026
- Consumer Financial Protection Bureau: 12 CFR 1026.22 — Determination of the annual percentage rate
Source event date not provided · Ontology accessed September 29, 2026 · Ontology verified September 29, 2026
- Consumer Financial Protection Bureau: 12 CFR 1026.18 — Content of disclosures
Source event date not provided · Ontology accessed September 29, 2026 · Ontology verified September 29, 2026
- Consumer Financial Protection Bureau: 12 CFR 1026.4 — Finance charge
Source event date not provided · Ontology accessed September 29, 2026 · Ontology verified September 29, 2026