Defined term
Solar owner purchase
A solar owner purchase is an acquisition arrangement in which the customer obtains ownership of the installed solar system, using cash or a separate financing obligation.
Also known as customer-owned solar purchase
economics · Concept code GS-CONCEPT-077 · Last verified August 20, 2026
Definition and boundaries
Definition
A solar owner purchase is an acquisition arrangement in which the customer obtains ownership of the installed solar system, using cash or a separate financing obligation.
Definition claim verification: Verified August 20, 2026
In plain language
Use Solar owner purchase only after the cash-flow perspective, timing, contract structure, included costs, and omitted items are made explicit.
What it is not
It is not a lease or power purchase agreement, and ownership does not mean the project has no debt.
Decision context
Why it matters
Ownership, lien or security interest, warranty, operations, incentives, insurance, transfer, financing, tax treatment, and equipment scope remain separate questions.
Decision-context claim verification: Verified August 20, 2026
Information boundary
This page provides general educational context, not a site design, production guarantee, utility determination, contract interpretation, legal opinion, tax conclusion, or individualized financial advice. Verify property, equipment, utility, jurisdiction, program, and agreement details before acting.
Concept relationships
Affects
- Payback periodPublished conceptSolar owner purchase can affect how Payback period is evaluated
- Residential solar installed pricePublished conceptSolar owner purchase can affect how Residential solar installed price is evaluated
Primary sources
- Consumer Financial Protection Bureau: Issue Spotlight: Solar Financing
Revision Published 2024-08-07 · Source event as of August 7, 2024 · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026
- U.S. Department of Energy: Homeowner's Guide to Solar
Revision Modified 2026-05-15 · Source event as of May 15, 2026 · Ontology accessed August 20, 2026 · Ontology verified August 20, 2026
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